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Building homes and buying newly built homes is an affordable option for more people than ever before. We’d love the opportunity to help you find your new home. Contact Brookfield Residential today and learn about all the options that are available for you and your lifestyle. BRP Home Mortgage provides a simple, straightforward experience to financing a home. Learn more about BRP Home Mortgage today!
Do |
Get loan pre-approval. |
Apply for loan pre-approval with a lender. It shows you’re a serious buyer. |
Don’t |
Assume you can afford your pre-approved loan amount. |
Consider expenses you’ll have on top of a mortgage |
Do |
Create a budget. |
Look at all your expenses to know what you can spend on a home. |
Don’t |
Overlook the true costs of home ownership. |
Renovations, repairs, property taxes and insurance can add up. |
Do |
Ask questions before signing. |
Ask the lender all questions you have about the closing documents. |
Don’t |
Open a new line of credit. |
Financing a car or opening credit cards can lower your credit score. |
Do |
Consult your lender before a job change. |
Quitting or getting a new job can hamper a pending loan. |
Don’t |
Miss or make late bill payments. |
Keep your credit good during the loan process. |
Do |
Get organized. |
Gather tax returns, pay stubs and other requested documents. |